In a direct democracy, who votes on government policy ?

a. senators

b. all citizens

c. representatives

d. only democrats

Option B, all citizens

Explanation:

The options that don't make sense are:  Options A, C, D

The option that makes sense is:  Option B, all citizens

 Option B, all citizens

all of the following apply except for (a. excessive credit on real estate resulting in defaulted loans.

in 1819, panic swept the country due,in part, to the rapid expansion of american manufacturing during the war of 1812 and the distress caused by the post-war british competition. the rapid expansion of american farming was another factor.

explanation:

when studying cause and effect, historians usually group the causes into different categories. for example, cultural causes reflect how a society’s literature and art convey the way the society saw itself in relation to the rest of the world. another resource that historians use to understand society is pop culture, which tells them the trends and ideas that are preferred by the common people. when studying cause and effect, it’s important to remember multiple causation, or the idea that an effect could have several causes and vice versa.  

the correct option is “cultural causes” since art and literature are related to the culture of a place. culture is determined by literature, art, music.

the correct option is “pop culture” since it reflects the likes and ideas of common people whereas the rest of the options do not focus on common people.  

the correct option is “multiple causation” since it refers to the idea that events are caused by multiple reasons, not just a single one.