Which event leads to the narrator determining that "misfortunes turn into pivotal moments that can alter the course of a person's
life for the better"?
The narrator forgets Alma's name three times the day
he meets her.
The narrator's first home is ruined by a burst pipe
that floods the bedrooms.
O The narrator doesn't attend his parents' alma mater.
O The narrator volunteers extra hours at the hospital.

right

explanation:

where is the article

the pronoun reference replaces a noun, but you have to make sure there's no room for confusion.

in the first sentence "her" could be referring to shely or to the sister. the answer there is "shelly called her sister and told her about the new baby."

in the second sentence "it" could be referring to the roof or the floor. the answer there is "since the roof leaks on the family room floor, we need to repair the roof."