In determining whether to issue a loan, banks are not allowed to ask about an applicant’s employment history. date of birth. country of origin. income tax returns.

I believe the answer is: country of origin.

The act of asking the lenders on their country of origin is banned under the Equal Credit Opportunity Act made by the Federal trade committee.

The purpose of this act is to prevent lending discrimination that might target a certain race, ethnicity, or genders.

In determining whether to issue a loan, banks do not have the right and they are not allowed to enquire about an applicant's country of origin.

A loan issuer is usually a legal entity(banks or corporations) that issues out a loan and other securities to users under a specific period of time.

The borrower is obliged to pay the loan issued to them within the specific allocated period of time with a fixed or variable interest rate.

Before a loan issuer can issue out a loan, they need the applicant's employment history, date of birth, and income tax returns.

This information shows legal proof that the borrower can borrow a specific amount of money based on this information provided.

In determining whether to issue a loan, banks do not have the right and they are not allowed to enquire about an applicant's country of origin.

Learn more about Loan issuance here:

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