Pharoah Company purchases $45,000 of raw materials on account, and it incurs $54,000 of factory labor costs. Supporting records show that (a) the Assembly Department used $21,600 of direct materials and $31,500 of direct labor, and (b) the Finishing Department used the remainder. Journalize the assignment of the costs to the processing departments on March 31.

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answer makes less frequent trips to the bank and firms make less frequent price changes;

credit history is used by lenders to determine whether you are a 'risky' person to give their money to.

having a short history provide very little data for the lenders. they wouldn't be able to determine your credit behavior from such a small samples. even if they are perfect.

having long credit history with few blemishes provide larger and more accurate data for the lenders to predict your credit behavior.