Title insurance is :
a. not required by lenders
b. frequently purchased years after the home purchase
c. unusual outside the united states
d. not important in avoiding ownership disputes

The answer is letter B.

Title insurances are usually purchased years after the home purchase. This ensures the buyer that the land title they are claiming is free of any financial liabilities or losses. This type of insurance is commonly practiced in the US and also in other foreign countries like Japan, Korea, Mexico, among others.