The bank closes your account. which statements are true? you can pay a penalty fee, and the bank will reopen your account. money talks! you can open an account at a different bank down the road. you don't miss the checking account, and hardly used it, anyway. banks want your business, and don't get upset about bounced checks. all of the above. none of the above.

The correct answer is NONE OF THE ABOVE.
Banks typically close customers' accounts only if the customers are rated poorly and if their accounts get delinquent or the accounts are involved in suspicious transactions. When one's account get closed down by a bank, the next thing to do is to take all necessary steps to ensure that no money enter the account again, especially one's salary. If this occur, one will not be able to access the money again. Next, speak to the bank officials in order to know the exact reason why your account was closed. Make arrangement to pay up any money you owe the bank, because, if you do not, the bank may send your details to ChexSystem and this will prevent you from been able to open an account in any other bank. You may be able to open a new account in another bank if you are given clearance note from your old bank. 

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