Which is true about making contributions to a 401(k) account?

Facts about 401(K) account are the following:

1.      Employee contributions to a 401(K) are tax deductible

2.      The employer's plan may not discriminate against lower paid employees

3.      You cannot put into more than 25% of your earned income which is counted w/your employer's contribution

4.      Growth within the 401(K) is tax-deferred until you withdraw your money

5.      If/ when you die, if you are married & have a 401(K) your SPOUSE IS THE BENEFICIARY. Federal law says that the spouse is the beneficiary UNLESS they waive their rights

6.      Tax sheltered but you can only put your money in investments that have been approved by your employer (diversify! Don't invest in your company's stock, look at the fees)

7.      You generally cannot withdraw funds without penalty before age 59 1/2 except under special circumstances.

as university of miami psychologists debra lieberman and adam smith pointed out in a recent article in the journal current directions in psychological science, humans have social and psychological mechanisms to deter incest. with very few exceptions, marriages between brothers and sisters and between parents and their children are verboten in every human culture. the primary psychological anti-incest mechanism is the yuck response. even the idea of sex with their mom or dad, bro or sis is upsetting to most people. the psychologist jonathan haidt has found that nearly everyone is repelled by the prospect of brother-sister sex, even in hypothetical situations in which there is no chance of pregnancy).

the biological cost of incest

this raises an interesting question: just what’s so bad about incest? sure, having sex with your dad or your sister seems gross — but why? some anthropologists have argued that incest taboos are learned social conventions. this explanation, however, doesn’t make sense to me as it does not explain the widespread existence of anti-incest mechanisms in creatures ranging from cockroaches to chimpanzees. second, the incest taboo is about as close to a universal law as human moral rules get.

why should mechanisms to avoid incest be so widespread both in nature and across human societies? the answer is simple. the problem with having sex close with relatives is that there is an astonishingly high chance that your offspring will be born with a serious birth defect.

because he is that the right