Acheck written that exceeds the checking account balance creates an or a
bounced check.

The answer to this question is an OVERDRAFT. This means that the person writes a check that exceeds the amount of funds or balance in their accounts. The bank may charge an overdraft fee for writing a check which exceeds your fund balances. Checking accounts is still a safe type of bank account where in you can use it for buying goods and services and allows the person to keep their financial records intact.

no one should discriminated against because he or she is not from a minority group

sir frederic attributed inaccuracies to schemas. memory reconstruction is one part actual events and one part personal schema, which can result in inaccuracies when memories are reconstructed.