I need some help. I'm a little lost on this question

Personal finance skills have the most significant impact on an individual’s

Bea was under a great deal of stress at work, and her health had started to suffer. her doctor treated her using where bea had sensors attached to various parts of her body and watched her vital signs on a computer screen until she learned to relax.

Rick is a student at capstone college. he developed a schedule that he thought would let him spend the minimum amount of time studying while still getting good grades. rick is following his schedule, but he’s not getting the grades he hoped he would get. what is the best way to describe rick’s approach to studying?