I NEED ANSWER ASAP RIGHT NOW. All statistics aside, installment buying is a rapidly growing evil. It is inflation of the worst kind. Installment buyers pledge their earnings for years in advance; and then when hard times come as they inevitably will this large debtor class finds itself forced to pay in deflated, higher-value dollars, what they had contracted for when dollars were cheap. . . Installment buying is an attempt to keep up with the Joneses, to satisfy every passing want; and it is creating a condition that is certainly unsound and, in many cases, results in weakening of character and neglect of the more substantial things of life.