What will most likely cause a lender to approve credit

collateral

Explanation:

when the collateral brought by the debtor, is of more value than the money

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the correct answer is :

{b.}   ( american workers lose job opportunities )

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    -sprinkles

manifest functions are the recognized and intended consequences of any social pattern, while latent functions are those unrecognized and unintended consequences. to analyze the manifest functions of any social institution, we have to study its contribution to the continuation of a group, community, or society.