What is one benefit of privately issued student loans? a. they are issued in cooperation with the students University to reduce cost and paperwork
B. they have lower interest rates and can be paid back with a lower out of pocket cost
C. they are backed by the US government to ensure greater Financial Security
D. they are available to any student who meets lending standards regardless of financial need

B. they have lower interest rates and can be paid back with a lower out of pocket cost

Explanation:

Privately issued student loans usually have lower interest rates than personal loans. This is because privately issued student loans have the option of either being a fixed or a varied interest rate which could be chosen for repayment by the student.

The personal loan however doesn’t have varied interest rate but only fixed which could be high and the student is obligated to adhere to the conditions for repayment without any option.

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