Some people believe Friday the 13th is unlucky because they can remember times when they had bad experiences on that day but tend to forget times when nothing bad happened. Their reasoning is an example of illusory correlations. It is also an example of the use of.

This is also an example of a concept that is called Selective memory.

Explanation:

People often remember the bad things they associate with a date that is supposed to go bad but they tend to forget the days when nothing happened or something good happened on that day.

This is similar to the people who argue that there are more red lights than green because they tend to forget what green lights they have passed and only remember the red ones.

All of these are good examples of the concept of selective learning wherein a person only retains the information that they want to retain and none else.

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.