When Helena says in the video that she has to make decisions as though she’s 25 because otherwise she’ll be "way too conservative and we’ll be dead in the water," she is describing a way of countering?

The status quo bias

Explanation:

When Helena says in the video that she has to make decisions as though she’s 25 because otherwise she’ll be "way too conservative and we’ll be dead in the water," she is describing a way of countering the status quo bias. Status quo bias is an emotional bias or a preference for the current state of affairs. The status quo is taken as a reference point, and any change from that baseline is perceived as a loss.

world bank is the correct answer.