Your agent has told you to think about immediate needs at the time of death, debt elimination funds, immediate transitional funds, dependency expenses, spousal life income, educational expenses for the children, and retirement income. What has he described?

The Needs Approach

Explanation:

The Needs Approach is the best in determining the amount of life insurance an individual requires. It covers the current and future needs of the family even when such person passes away and also calculates the cost in taking care of such needs. This approach helps family members to cope when the owner of the life insurance dies.

muslims have taken his goods and products to different parts of asia an indonesia. sometimes just traveled and trade, but in other occasions, stayed in the place and made a living.

trade was the key for muslims economies to prosper. their commerce routes reached far places like malaysia and java in the 11th century.

another important factor for prosperity was that muslim states served as the middle point for european traders.

they used to travel by land but sailing the seas -the indian ocean- really increase the exportation of products.

answer; microtheory;