"minority groups in the u. s. have, on average, significantly lower net worth than white americans, even when the two have similar education, income, and occupations. sociologists attribute the wealth gap largely to housing policies that exclude minority individuals from home ownership. what type of discrimination is this an example of?

The correct answer is Racial Discrimination

Racial Discrimination means any distinction, exclusion, restriction or preference based on race, color, ancestry, ethnic or national origin for the purpose or effect of preventing or hindering the recognition and / or exercise on an equal basis of human rights and freedoms. political, economic, social, cultural or any other area of public life.

your answer is racial discrimination.

racial discrimination:

Racial discrimination is when a person is treated less favourably than another person in a similar situation because of their race, colour, descent, national or ethnic origin or immigrant status.

example:  the manager refused to give work for the lady as she was a women

an agent refused to rent the house to a person because of the colour of his face

the secretary of state, appointed by the president with the advice and consent of the senate, is the president's chief foreign affairs adviser. the secretary carries out the president's foreign policies through the state department and the foreign service of the united states.