Bea borrows funds from credit union to repair her home and to buy a car. she buys a laptop from discount store in a transaction financed by the seller. if these parties are subject to the truth-in-lending act, regulation z applies

Regulation Z applies to to the discount store owner or seller

Explanation:

Regulation Z applies to a credit provider who provides credit to a customer and is willing to pay at agreed installments. Regulation Z is meant to implement the Truth-in-Lending act which is geared towards protecting customers. This includes, the obligation of a credit giver to furnish the receiver with all necessary information regarding the interest rate and total payable by the borrower.

what's this it's not giving you what have to do.

giant impact theory - the moon was formed from the collision between earth and another mars-sized body.

colliding planetesimals hypothesis - the moon was formed from the same cloud of material as earth.

capture hypothesis - the moon was locked into orbit by earths gravity as it was passing by it.

accretion hypothesis - the moon was formed from collisions and combining of planetesimals.

i think this is right, if not and you know better let me know.