Todd is attracted to his therapist. his attraction reflects the feelings he had toward his mother when he was a young boy in the midst of the oedipal conflict. todd's experience illustrates:

1. resistance.
2. repression.
3. free association.
4. transference.

Transference

Explanation:

Transference was first proposed by Sigmund Freud. It is a psychological phenomenon. It is used in psychotherapy. It is about the redirection of unconscious feelings from one person to another person. It is very important to know about the transference in psychotherapy. It is an urgent piece of psychotherapy.  

Thus here Todd is attracted to his psychotherapist which shows that the transference of Todd towards his psychotherapist.  

the question deals with financial planning and the answer is that dan did not stay on budget due to the fact that this guy needs to start decreasing his discretionary spending. according to the financial plan, he needed to balance his expenses and resources.

could you go a bit more in depth with you question? it's quite hard to understand. as soon as you do that i will be glad to : )