Why does richard cordray director of consumer financial protection bureau say it is important to get families into the banking system

Richard Cordray is the director of the consumer financial protection bureau.  

Explanation:

He says that the American households lack checking or savings account which will make them rely on costly financial services will just add burden to their savings. He also addresses that as the people become old, they need their money to be protected and easily accessible.

He says that family households must turn their focus towards banking as it creates a connect to the future. He also adds that by understanding this problem from the young age, people would start feeling the significance of managing the financial systems.  

which sentences ? that question is incomplete

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