Insurance is a financial service that allows a

Insurance is a financial service that lets a customer to share responsibility with a provider.

Explanation:

Insurance is generally the protection from any kind of financial loss based on the policy the customer is registered with. It is used to hedge against any risk of uncertain or a contingent loss.

The insurance providing company is called as underwriter or insurer and the registered customer is the policy holder or an insured. Here, the insurers get profits in the following two ways:

Insurance companies are divided into three groups:

General insurance companies are further divided into the following sub categories:

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