The most important key to success in college involves knowing how to learn. knowing the right people. developing an accurate memory. understanding how professors create tests.

Tracey is a financial planner who received his cfp designation. tracey does not have any other designations or licenses. although tracey's expertise is investment planning, he is anxious to expand his client base and is willing to assist clients with any area of financial planning. over the last month tracey engaged in the following activities with troy, a new client. a. during the initial meeting, tracey collected personal data about troy including the estate planning documents troy had previously executed. b. during the second meeting, tracey recommended the use of a trust to fulfill some of troy's estate planning goals. c. troy called tracey one afternoon and asked if tracey could explain the probate process to him, which tracey promptly did. d. tracey downloaded a copy of a generic will from the internet, filled in troy's information and gave the document to troy to be executed. of the activities above, which would be considered the unauthorized practice of law?

What is affirmative action as a social program intended to accomplish? do you think it has been successful? what are some specific examples that you can offer to support your answer? this is for my multicultural studies class i need asap !

How do direct democracry and representative democary differ