The bankruptcy code permits states to enact their own exemptions. states that do so may (1) give debtors the option of choosing between federal and state exemptions or (2) the exemptions available under state law are often vis a vis the debtor than those provided by federal law.

explanation:

pay attention. give the speaker your undivided attention, and acknowledge the message.

show that you're listening. use your own body language and gestures to show that you are engaged.

provide feedback.

defer judgment.

respond appropriately.

answer; ///( no)   they would be tried separate,criminal cases would be tried first, then the civil case;

i am a priest who cares deeply about the church. i have been called here to explain my views on indulgences and other proposed reforms. i would like to explain why my views are consistent with the bible and are correct.

an informal structure in a bureaucracy would be something like so-called "office politics". where there's a formal structure set up for the organization, but then an informal subculture as well that has a way of organizing the bureaucracy further. this can be positive because it sets up an added degree of organization, albeit informal, within the bureaucracy.