large number of exposure units
loss must be accidental and unintentional
loss must be determinable and measurable
chance of loss must be calculable
premium must be economically feasible
this is a list of the characteristics of ideally insurable risk. what characteristic is missing?

What was included in most state constitutions that guaranteed protection of individual liberties based upon common law?

According to ohrp, a problem is an “unanticipated problem” when it meets which of the following criteria: unexpected, related or possibly related to the research, suggests that the research does not put the subjects or others at greater riskunexpected, related or possible related to the research, suggests the research puts subjects or others at greater riskunexpected, unrelated to the research but still occurring with a subject, suggests the research puts others at greater riskexpected, related or possible related to the research, suggests the research puts others at greater risk

Why does c. wright mills identify critical thinking as one of the most important criteria for the development of intellectual craftsmanship? why is constantly being aware of the biased nature of your reactions and interactions (what c. wright mills calls self-reflexive) key to the development of that critical thinking? finally, why is keeping a file important, how can it lean to intellectual curiosity which can foster critical thinking and to develop a keen analytical mind?