What is the initial requirement for an insured to become eligible for benefits under the waiver of premium provision?

The correct answer is :  The initial requirement is that the Insured must be under a physician's care.

Explanation:  The characteristic of a conditionally renewable health policy is that premiums may increase at the time of renewal. The insurance clause is the clause that defines the amounts of benefits that the insurer will pay, also specifies the medical care services that the policy will provide.

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