In order to qualify for conversion from a group life policy that has been terminated to an individual policy of the same coverage, a person must have been insured under the group plan for how many years?

Which sentences describes a cycle of dependency? a. aid harms the local economy creating the need for more aid. b. aid improves infrastructure and creates more wealth and more good infrastructure. c. aid programs become more reliable over time so people can depend on them. d. no answer is correct