You have included your predicted mortgage, food, car, and gasoline expenses in your budget. are there any
expenses you have forgotten? choose all that should be included in your budget.
utilities
out-of-pocket medical expenses
entertainment
income from investments
savings for your emergency fund

The technique of getting a commitment from a potential customer and then changing the terms of the agreement is best described as low-balling. cognitive dissonance. reciprocal concession. the foot-in-the-door technique. a half-dozen high school students are going to a concert. chantal wants to wear a new colorful outfit that she just received as a gift, but she assumes that her five friends will all be wearing nothing but black leather. chantal decides to do likewise, and leaves her colorful outfit in the closet. chantal’s behavior is an example of conformity. resistance. reciprocation wariness. idiosyncrasy credits.