Why does the federal government monitor and regulate american banks and other financial institutions?

to shield money from the damaging effects of economic down tents

answer; ///attempts to change more than once behavior at the same time;

male citizens in athens could vote on all the decisions that affected the city and serve on juries. however, democracy was not open to everyone. citizen women and children were not allowed to vote. slaves and foreigners living in athens (known as metics) were banned from participating in government.