What does delayed gratification have to do with retirement

Answer

Hi,

Delayed gratification applies in retirement in that it  can allow a person to qualify for a higher social security payout.

Explanation

Delay of gratification is when a person resists the feeling of taking an immediate available reward while hoping to obtain a more-valued reward in the future. In this stand, one could argue that delayed gratification would make sense in retirement because the social security payout will last longer since it won’t be tapped until later. However, life is short thus another person won’t delay his retirement so long to get the time to enjoy it.

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