_process occurs outside of conscious awareness, but is accessible to consciousness when necessary.

The answer is Subconscious process

The Subconscious process is the mental process that is inaccessible to consciousness but influences an individual's judgment, feelings, or behavior. According to Sigmund Freud (1915), the subconscious mind is the primary source of all human behavior. Hence, it's the most important part of the mind that cannot be seen.

answer; /// the only one thats make little sense is (c) fair credit billing act;