Give the age development from 4 to 9 months​

What percentage of the earth's water is available for use by living things?

Why do businesses rely more on teamwork in today’s business environment? a. teams need fewer instructions. b. teams facilitate learning. c. teams create a harmonious environment at the workplace. d. the team’s collective output is greater than the total of each individual’s output. e. teams require lesser supervision

Jessica wants to get a credit card, but the bank is refusing to give her one. what could be the possible reason behind the bank's refusal to comply with jessica's request? a. she does not have an account with the bank b. she has a bad credit history c. she has a good credit history d. she is 18 years old e. she doesn't have a job