Devyn is deciding whether to apply for a loan at a credit union or at a bank. What would be MOST helpful for Devyn to know about credit unions to help inform his choice? A.
Credit unions rarely, if ever, offer consumer credit.

B.
Credit unions are always more likely to offer unsecured loans.

C.
Credit unions tend to lend exclusively to their members.

D.
Credit unions are more likely to lend to those without established credit history.