How to Estimate your age in seconds ?

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Explanation:

First, remember your age.

Then, multiply it times 365 x 24 x 60 x 60.

Or basically, multiply it times 315.36 x 10⁵

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50

12000j is work done