In physics what's the difference between
Atom and molecules​

According to science atom is the smallest unit of an element that can or cannot exist freely. While on the other hand, a molecule is a set of atoms that are held together with the help of a bond and is the smallest unit of a compound. ... Moreover, an atom contains a nucleus (made up of neutrons and protons) and electrons

Explanation:

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50