Answer the question based on the following consolidated balance sheet for the commercial banking system. assume the required reserve ratio is 12 percent. all figures are in billions of dollars: refer to the above data. the maximum amount by which the commercial banking system can expand the supply of money by lending is:

Which of the following is part of the explanation or description of electromagnetic waves? (select all that apply) a. electrically charged molecules in a medium transfer their energy to nearby electrically charged molecules. b. a changing electric field causes a changing magnetic field. c. magnetic molecules in a medium transfer their energy to nearby magnetic molecules. d. a changing magnetic field causes a changing electric field.