Discussion questions:
1. now, think "outside the box." in other words, enlarge your thinking beyond the field of science. are there
other conservation laws that seem to appear in your life? perhaps whatever is conserved simply changes
form, just like einstein noticed. explain your choice.

emily ruth's annual premium is $1058.50

step-by-step explanation:

emily ruth is a female of 27 years age purchasing 20 year endowment insurance with face value $25000.

from the given table,

for females, the age of a male 3 years younger should be used.

so, we have to check for 24 year male for 20 year endowment.

it is 42.34 for every $1000 face value.

for a face value of $25000,

it is 25 * 42.34 = $1058.50

∴ emily ruth's annual premium is $1058.50