Boyce invested an average of $450 per month since age 34 in various securities or his retirement savings. his investments averaged a 4% annual rate of return until he retired at age 63. given the same monthly investment and rate of return, how much more would boyce have in his retirement savings had he started investing at age 20? assume monthly compounding.

Carla was trying to decide what to do saturday evening. she has $100 available to spend for the evening. she has narrowed her choices down to these events: braves game, a concert of an artist she likes, or the georgia aquarium. admission to the braves game is $25, hot dogs cost $10, sodas cost $5. the concert costs $25 for admission, $20 for a souvernir t-shirt, and $10 for a soda. the georgia aquarium has the show of a lifetime with an all you can eat and drink that costs $100. carla does not want to take any driving chances, so in addition to the cost of the aquarium, she will also need to pay for her uber/lyft, which is $15 each way. which option should carla choose if she wants to spend the least? based on that choice, what then is carla's oppotunity cost? fully explain your answer in at least one paragraph.