If the maximum payment of $5,000 is made into a individual retirement account (ira) for 25 years at an annual interest rate of 3.2%, determine the amount in the account. round to the nearest cent. if the maximum payment of $5,000 is made into a individual retirement account (ira) for 25 years at an annual interest rate of 3.2%, determine the amount in the account. round to the nearest cent. a. $187,159.62 b. $193,148.73 c. $129,082.99 d. $129,427.21