At age 37, paul li decides to plan for his retirement at age 67. he currently has a net worth of about $45,000 including the equity in his home. he assumes that his employer will contribute $3,500 to his retirement plan at the end of each year for the next 30 years. he plans to put one-half of his money in a mutual fund containing stocks and the other one-half in a mutual fund containing bonds. estimate li’s future accumulation if his net worth grows at 5% and the mutual funds with stocks and bonds grow at 10% and 6%, respectively. (hint: calculate 3 parts and add all 3)