In the matrix (1234) which element is in the third column of the first row

Jack is considering a list of features and fees for denver bank. jack plans on using network atms about 4 times per month. what would be jack’s total estimated annual fees for a checking account with direct paycheck deposit, one overdraft per year, and no 2nd copies of statements?

Compare the subtraction problems 6/8 - 5/8 = 1/8 and 6/9 - 7/9 = 1/9 why is the answer to the first problem positive and the answer to the second problem negative

Astudy was interested in determining if eating milk chocolate lowered someone's cholesterol levels. ten people's cholesterol was measured. then, each of these individuals were told to eat 100g of milk chocolate every day and to eat as they normally did. after two weeks, their cholesterol levels were measured again. is there evidence to support that their cholesterol levels went down? how should we write the alternative hypothesis? (mud = the population mean difference= before - after)a. ha: mud = 0b. ha: mud > 0c. ha: mud < 0d. ha: mud does not equal 0