To adopt a dog from an animal shelter, you must pay $40 for vaccinations, $85 to spay or neuter the dog, and $50 for a wellness exam by a veterinarian. please answer fast

Rose and andrew are financing $128,000 to purchase a condominium. they obtained a 15-year, fixed-rate loan with a rate of 5.05%. they have been given the option of purchasing up to four points to lower their rate to 4.81%. how much will the four points cost them?