Https://www. forbes. com/advisor/personal-finance/the-50 -20-30-budget/#52192b3932e9 1. Why is the 50-20-30 rule easy for people to follow, especially those who are new to budgeting and saving?

2. This article recommends that 20% of your income is meant for your savings, investments, and payments to reduce debt. What are the potential risks of having all three of these buckets belong in the same category?