Plz help with last two answers doesnt make sense too me

Kevin is an insurance salesman. when he sells a policy, he makes 20 percent of the policy premium (p) up front; then each year the policy is active, he receives 15 percent of the original premium. which equation could be used to figure his total commission on a policy that has been active for five years? c=0.80p c=0.20p + 0.15p c=0.35p + 4(0.15) c=0.95p

Express -5 2/5 as an improper fraction.

Two corresponding sides of two similar triangles are 3cm and 5cm. the area of the first triangle is 12cm2. what is the area of the second triangle?