Help me out plz​

Factor. 8x2y2 – 4x2y – 12xy 4(8x2y2 – x – 12xy) 4(2xy – 4x2y – 12xy) 4x2y2(2xy – xy –3) 4xy(2xy – x – 3)

12. the amount of money in a bank account decreased by 21.5% over the last year. if the amount of money at the beginning of the year is represented by ‘n', write 3 equivalent expressions to represent the amount of money in the bank account after the decrease?

Write the slope intercept equation for line ab.