Need answers in 2 minutes ASAP

Write as a product of 2 binomials and a monomial (factor out as much as possible from each binomial). ! i do not understand, any is appreciated : ) whoever gets the best answer recieves brainliest and points! (4x–12x²)(16y³+12y²)

Frank has $66.50 in his account on sunday. over the next week, he makes the following changes to his balance via deposits and purchases: day debit ($) credit ($) monday 60.33 80.75 tuesday 54.45 wednesday 49.20 15.00 thursday 35.40 friday 16.85 75.00 saturday 80.56 on what day does frank first get charged an overdraft fee? a. wednesday b. thursday c. friday d. saturday select the best answer from the choices provided a b c d

Identify the converse of the following conditional: if a point is in the first quadrant, then its coordinates are positive. if the coordinates of a point are not positive, then the point is not in the first quadrant. if the coordinates of a point are positive, then the point is in the first quadrant. if a point is in the first quadrant, then its coordinates are positive. if a point is not in the first quadrant, then the coordinates of the point are not positive.