Cos(82°)cos(37°)+sin(82°)sin(37°) expression is the right side of the formula cos(a-b) with particular values for a and b

this is the formula: v = the value of investment at the end of the time period

p = the principal amount (the initial amount invested)

r = the annual interest rate

n = the annual frequency of compounding (how many times a year interest is added)

t = the number of years the money is invested

^ means raise to the power of