When there is a negative expnet on top anf bottom of a fraction how to simplify?

Trish receives $450 on the first of each month. josh receives $450 on the last day of each month. both trish and josh will receive payments for next four years. at a discount rate of 9.5 percent, what is the difference in the present value of these two sets of payments?

Which of the following is a function? a.) {(-2, -4/5), (-1,-,,-1)} b.) {(-2,,1/,3/,1)} c.) {(-22)} d.) {(-21)}

What is the area of a triangle with vertices at (-3 3) (-3,2) and (1,2)?