Which of the following statements is false about most standard savings accounts?
a. they have a monthly fee without meeting minimum requirments
b. they have an opening deposit requirement
c. they earn intrest based on the balance
d. they include a debit card

Raj encoded a secret phrase using matrix multiplication. using a = 1, b = 2, c = 3, and so on, he multiplied the clear text code for each letter by the matrix to get a matrix that represents the encoded text. the matrix representing the encoded text is . what is the secret phrase? determine the location of spaces after you decode the text. yummy is the corn the tomato is red the corn is yummy red is the tomato