I'm gonna need a LOT of help with math- I am once again asking for math help :')

Shiny white dental insurance costs $258 per year. approximately one-third of insured people need a filling, which averages $110 each. 80% of insured people get a preventive check-up each year, and the average cost of this visit is $95. if you consider shiny white’s income and expenses, what is the expected value of each insured customer?

When i add money am i supposed to make it like this 7+12 or 7.00+12.00 because i got 19 dollars for my answer

Se tiene en una caja de canicas 10, 4 blancas y 6 negras ¿cual es la probabilidad que en 2 extracciones con reemplazo sean blancas? ¿cual es la probalidad que en 2 extracciones sin reemplazo sean negras?