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Having a hard time understanding this question (see attachment).

If t8 = 4 and t12 = −2, find the first three terms of the arithmetic sequence.

A23 – year – old male buys 100/300/100 liability insurance, collision insurance with a $100 deductible, and comprehensive insurance with a $250 deductible? what is his total annual premium? (a) $1142.00 (b) $1765.45 (c) $1770.10 (d) $1785.25