HELP THIS IS URGENT
I don't understand the question​

Ricky takes out a $31,800 student loan to pay his expenses while he is in college. after graduation, he will begin making payments of $190.66 per month for the next 30 years to pay off the loan. how much more will ricky end up paying for the loan than the original value of $31,800? ricky will end up paying $ more than he borrowed to pay off the loan.

Equation for the calculation double 2 and then add 5

Jonathan can type 20 documents in 40 minutes ,and susan can type it in 30 minutes and jack can type it in 24 minutes working together ,how much time will it is take them type the same document